Welcome to Montico Client Services (“Company,” “we,” “our,” “us”). By accessing our website (www.montico.uk) and using our services, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our website.

We provide consultancy, financial services, marketing, and related business support services. Any agreements for specific services will be governed by separate contracts between us and the client.

By using this website, you agree to:

• Use it for lawful purposes only.

• Not copy, distribute, or misuse content without permission.

• Not engage in any activity that may harm our website, reputation, or services.

We reserve the right to restrict or terminate access to users violating these terms.

• Fees for our services will be detailed in individual agreements.

• Payments must be made according to the agreed schedule.

• Late payments may incur penalties or service suspension.

• We do not store payment information; all transactions are handled via secure third-party payment providers.

• Refunds are not available unless expressly stated in your contract.

• If a service is canceled before completion, any fees already paid are non-refundable.

We are not responsible for:

• Losses or damages resulting from reliance on our services.

• Third-party errors, delays, or disruptions in payments or financial transactions.

• Any indirect, incidental, or consequential damages arising from the use of our website or services.

Our total liability for any claim is limited to the amount paid by you for our services.

• We respect your privacy and handle data according to our Privacy Policy.

• You must ensure that any personal or business data shared with us is accurate and lawful.

• We use encryption and secure storage to protect sensitive data.

Our website may contain links to third-party sites. We do not control or take responsibility for the content, security, or privacy policies of these external websites.

• You are responsible for ensuring compliance with applicable laws when using our services.

• We do not provide legal or tax advice unless specifically stated.

We may update these Terms and Conditions at any time. Your continued use of our website and services constitutes acceptance of the updated terms.

These Terms & Conditions are governed by UK law, and any disputes will be resolved in UK courts.

For any questions or concerns regarding these Terms and Conditions, please contact us at:

📧 admin@montico.uk